Terms and Conditions

Last Updated: January 1, 2026

Welcome to JoeDinero LLC. These Terms and Conditions ("Terms") govern your use of our website, located at www.thejoedinero.com (the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please discontinue use of the Site immediately.

1. Agreement to Terms

By accessing the Site, you represent that you are at least the age of majority in your jurisdiction and that you have the legal capacity to enter into these Terms. JoeDinero LLC provides this Site to you subject to your compliance with these provisions.

2. Use of Our Website

You agree to use this Site only for lawful purposes and in a manner that does not infringe upon the rights of, or restrict the use and enjoyment of this Site by, any third party.

Prohibited Conduct:

Engaging in fraudulent, unlawful, or malicious activities.

Attempting to gain unauthorized access to our systems, servers, or user data.

Interfering with the proper functioning, security, or integrity of the Site.

Using any automated system (robots, spiders, etc.) to scrape data from the Site.

3. Services Disclaimer

All information provided on this Site is for general informational purposes only. While we strive for excellence, JoeDinero LLC makes no guarantees, express or implied, regarding the accuracy, completeness, or reliability of any content found on the Site. Your reliance on any information provided is strictly at your own risk.

4. Intellectual Property Rights

All content featured on this Site—including text, graphics, logos, images, and software—is the exclusive property of JoeDinero LLC and is protected by United States and international copyright, trademark, and intellectual property laws.

Note: You may not reproduce, distribute, modify, or create derivative works from our content without express written permission from JoeDinero LLC.

5. Limitation of Liability

To the fullest extent permitted by applicable law, JoeDinero LLC, its officers, and its employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the Site. This includes, but is not limited to, loss of profits, data, or use.

6. Third-Party Links

Our Site may contain links to external websites that are not operated by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services.

7. SMS & Communications Terms

By providing your phone number and opting in through our web forms, you provide your express written consent to receive communications from JoeDinero LLC.

Communication Types: Appointment reminders, customer service updates, and promotional messages (where applicable).

Frequency: Message frequency may vary based on your interactions with us.

Costs: Standard message and data rates may apply.

Opt-Out: You may opt out at any time by replying STOP to any message. Text HELP for assistance.

Non-Conditionality: Consent to receive automated marketing text messages is not a condition of purchase.

8. User Submissions

Any information you submit through our contact forms or messaging systems must be accurate and truthful. You are prohibited from submitting content that is defamatory, obscene, or violates the intellectual property rights of others.

9. Indemnification

You agree to indemnify, defend, and hold harmless JoeDinero LLC from and against any claims, liabilities, damages, losses, or expenses (including reasonable legal fees) arising out of your violation of these Terms or your misuse of the Site.

10. Termination

We reserve the right, in our sole discretion, to terminate or restrict your access to the Site without notice and for any reason, including but not limited to a breach of these Terms.

11. Governing Law

These Terms and any disputes arising out of your use of the Site shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

12. Changes to These Terms

JoeDinero LLC reserves the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the new Terms.

13. Contact Information

If you have any questions or concerns regarding these Terms, please contact us:

JoeDinero LLC Website: www.thejoedinero.com

Email: [email protected]