Privacy Policy

Effective Date: January 1, 2026

At JoeDinero LLC, we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data when you visit our website, www.thejoedinero.com, or enroll in our programs.

1. Information We Collect

We collect information that you voluntarily provide to us when you interact with our Site. This includes:

Personal Identifiers: Name, email address, and phone number.

Financial Data: Payment details processed through our secure third-party payment processors.

Communication Data: Information provided when you contact us via email, web forms, or SMS opt-in.

2. How We Use Your Information

JoeDinero LLC uses your data to:

- Provide and manage our services and programs.

- Communicate updates, appointment reminders, or customer service inquiries.

- Process transactions securely.

- Improve website functionality and user experience.

3. Data Sharing and Disclosure

We do not sell, rent, or lease your personal information to third parties. We only share your data with trusted service providers as necessary to operate our business (e.g., payment processors).

Mobile Information: Notwithstanding the above, no mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. SMS & Mobile Messaging

If you opt-in to receive SMS communications from JoeDinero LLC/Closer Academy, the following applies:

Consent: By providing your number and checking the opt-in box, you consent to receive recurring automated marketing and/or informational text messages. Consent is not a condition of purchase.

Opt-Out: You may opt-out at any time by replying STOP to any message.

Assistance: Reply HELP for help or contact us at [email protected].

Costs: Message and data rates may apply. Message frequency varies.

5. Your Rights and Choices

You have the following rights regarding your data:

Access & Update: Request to view or change your personal information.

Deletion: Request that we delete your personal data.

Opt-Out: Unsubscribe from emails via the "unsubscribe" link or opt-out of SMS by replying STOP.

6. Data Security

We implement industry-standard security measures to protect your information. However, no method of transmission over the internet is 100% secure. We strive to use commercially acceptable means to protect your personal information but cannot guarantee its absolute security.

7. Third-Party Links

Our website may contain links to other sites. We are not responsible for the privacy practices of third-party websites and encourage you to read their privacy statements.

8. Contact Us

If you have questions about this Privacy Policy, please contact: JoeDinero LLC

Email: [email protected] Website: www.thejoedinero.com